When it's okay to travel again choose any airline, any flight, any time. No blackouts. No seat restrictions. Plus, you can redeem your points to cover airline fees and taxes. Heading out-of-province? No problem. Your necessary medical expenses are covered so you can travel worry-free. Need to rent a car? Plus, your card includes comprehensive insurance, covering you for accidents and other damage. Go ahead. Make those plans! I will be travelling for a year and using my Avion card, on everything from flights and hotels, to car rentals and other accommodations.
Additional Fees. If you have been charged for DashPass you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription.
Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account. DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets like Apply Pay and Google Pay are not eligible for the Complimentary DashPass Subscription.
For example, if you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 3 month Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription.
This charge will be reversed in 3 to 5 days once your account has been validated. You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 3 month Complimentary DashPass Subscription.
The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. A maximum of , Be Well points can be redeemed within a hour period. The laws in each province and territory may change from time to time and you are advised to consult with your pharmacist for additional information in this respect.
Be Well points you collect upon making a purchase cannot be redeemed for that purchase and can only be redeemed for a subsequent eligible purchase provided 12 hours have passed since the Be Well points were collected. For more details, including guidelines on redeeming for first class and business class seats, visit www. For general redemption terms, conditions and restrictions that apply to the RBC Rewards program, please visit: www.
If you have been charged for DashPass you will receive a refund to the method of original payment, in the amount of the monthly subscription fee for the month you activate your complimentary subscription. Eligible RBC Credit cardholders include primary cardholders, co-applicants, authorized users, primary business cardholders and secondary business cardholders on an Eligible RBC Credit Card account. DashPass subscriptions purchased through third parties, including third-party payment accounts, or online or mobile digital wallets like Apply Pay and Google Pay are not eligible for the Complimentary DashPass Subscription.
For example, if you subscribe to a 12 month Complimentary DashPass Subscription in on the last day of your second month of a 3 month Complimentary DashPass Subscription you will receive a total of 14 months of Complimentary DashPass Subscription. This charge will be reversed in 3 to 5 days once your account has been validated.
You are eligible for a Complimentary DashPass Subscription for 12 months from the date you subscribe to receive the Complimentary DashPass Subscription. You will be auto-enrolled into full-price membership at the then-current rate after the end of the 12 month Complimentary DashPass Subscription.
You will be auto-enrolled into full-price membership at the then-current rate after the end of the 3 month Complimentary DashPass Subscription. The Complimentary DashPass Subscription offer may be amended or withdrawn at any time. To learn more about DashPass, visit www. To learn more about DashPass visit www. Add card to compare. There is no card based on the combined features that you have selected. Search RBC. Personal Banking. Contact Us Location.
Compare Added Compare. Special offer Apply Now. The Air Travel Redemption Schedule is especially worth noting since you can more than double the value of your points. Although financial rewards may have a lower initial value, you could come out ahead in the long term.
While this will annoy many people since you may have specific travel sites you prefer, RBC Rewards is a full service travel agency and you can book any of the following:.
You can use your RBC Rewards points for any seat on any flight available and there are no blackout dates. Points can be used to pay for the whole price of airfare including taxes. The remaining balance would be charged to your RBC Rewards credit card. Unfortunately, RBC Rewards. You must have all the points required to make a redemption. Yes, that chart does sound complicated, but look strictly at the value.
Depending on how you redeem your points, you could get a value of up to 2. Using the redemption schedule is obviously handy whenever you need to book an expensive flight. There are no blackout dates and every seat is available on every carrier with the Redemption Schedule, so it can be easy to value.
Unfortunately, there are different values depending on the gift card you redeem. Here are some of the redemptions and merchants available. To do that, you take the dollar value of the redemption and multiply it by You then take that number and divide it by the points required.
There was a good promo on Petro Canada gift cards one summer, so I cashed in a bunch of points and gave the gift cards to my dad. Assuming you have financial products with RBC, you can use your points for the following:.
At first glance that may seem like a lot, but think about the long term. Putting in your TFSA would allow you to invest with tax free gains. The final two redemption options you have for your RBC Rewards are merchandise and statement credits. Although the RBC Rewards merchandise catalogue is quite large and there are some quality products available, the number of points required for the value is not worth it at all.
I would advise avoiding using your points for merchandise. Using your points for a statement credit is an even lower value. That means your points would be worth. I love programs that let you convert points to other loyalty programs since it adds flexibility and value. That meant you got extra value when you transferred your points to a partner. Of particular interest is how you can transfer your points to WestJet dollars. Both of these cards come with good sign up bonuses so you could easily rack up those WestJet dollars.
No purchase is required to get the bonus with the Avion card and you only need one purchase with the WestJet Card. If you cancel your card, you have 90 days to redeem them before losing them. The first-in, first-out rule you may have read about online is an old outdated article. RBC really needs to delete that page. As you can imagine, the easiest ways to earn points are via credit card sign up bonuses and everyday purchases you make on your RBC Rewards credit card.
Currently, there are 6 personal credit cards and 2 business credit cards that will earn you RBC Rewards points. Points from an Avion account have more redemption options and these options are the most valuable ones.
The earn rate of 1. You only need to make one purchase to get the standard bonus. You could buy a pack of gum or a loaf of bread and get the bonus without ever having to use the card ever again. That said, be sure to use up your points before you make any changes. RBC Rewards is one of the best bank travel rewards programs. Barry Choi is a Toronto-based personal finance and travel expert who frequently makes media appearances. You can find him on Twitter: barrychoi.
What I mean is you get travel medical, trip accident, trip cancellation, lost luggage, etc. Barry choi, What about outright flight cancellation by company with no booking possibility? What do you mean by company with no booking possibility? With fight cancellation, it only applies to reasons that are outlined in your insurance policy. When should I pay for a flight as opposed to redeeming points.
I want to go to Vancouver — Honolulu -L. Looking to cash out or use these points up somehow with the best value. You lose all your points if you cancel your card. Your best bet would be to transfer your points to WestJet Dollars or hotels. Do you have any idea who should be awarding the points? Thanks in advance for any help you can provide.
I live in Vancouver and typically fly to Hawaii in Winter and Europe in summer. Your insight is much appreciated. As far as I know there are no additional charges or rules, but read the fine print before you commit. That is incorrect. The reference to points expiring after 3 years is old and should have been removed from the website.
How is it possible to end up with a negative reward points balance?? I have never even used my rewards and forgot that it was even available. Any help would be appreciated. Who do you bank with? Do they waive the fee for any cards? I figure the cashback we get each year more than pays for the annual fee. What does RBC Avion offer that justifies its fee? It seems as if it would take a long time to build up any significant number of points. However, that may be redundant since you have the Amex Gold which also has a fixed points program.
How would you compared the two fixed points program? I also feel that the Amex Gold has more to offer than the RBC card in terms of travel insurance and flexibility on how to use points. But I may be wrong…. Both programs have their sweet spots. Amex is arguably better since you have more transfer partners. The Amex Gold has a slightly higher earn rate on travel.
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